Money Smart for Young Adults

The FDIC’s Money Smart for Young Adults curriculum helps youth ages 12-20 learn the basics of handling their money and finances, including how to create positive relationships with financial institutions. Equipping young people in their formative years with the basics of financial education can give them the knowledge, skills, and confidence they need to manage their finances once they enter the real world.

Money Smart for Young Adults consists of eight instructor-led modules. Each module includes a fully scripted instructor guide, participant guide, and overhead slides. The materials also include an optional computer-based scenario that allows students to complete realistic exercises based on each module. 

Money Smart for Young Adults is:

  • Free;
  • Aligned with educational standards for all 50 states, the District of Columbia, Guam and the Virgin Islands, as well as Jump$tart financial education standards and National Council on Economic Education economic education standards;
  • Based on the award-winning Money Smart adult financial education curriculum that can bring proven results in the money management practices and financial confidence of graduates;
  • Offers a completely customizable curriculum comprised of modules that can be taught on a stand-alone basis;
  • Not protected by copyright restrictions; and
  • A source of unbiased information that is not “branded” with corporate logos or otherwise affiliated with any commercial interest.

 

A description of each of the eight modules follows:

Bank on It
an introduction to bank services

Check It Out
how to choose and keep a checking account

Setting Financial Goals
Money Management

Pay Yourself First
why you should save, save, save

 

Borrowing Basics
an introduction to credit

Charge It Right
how to make a credit card work for you

Paying for College and Cars
Installment Loans (i.e. car and student)

A Roof Over Your Head
informed decisions on apartments and mortgages

 Click here for session descriptions

Click here for Instructor Guides

Click here for Participant Guides